Car repair loans
Flat battery, worn brakes or a cracked windscreen? Get your wheels sorted and get back to work, school drop-offs and weekend footy.
Online24/7
Apply for cash loans online from $300 to $10,000
Car playing up, bills piling up, or a holiday calling your name? Tell us what you need in one friendly online form, and the Cash Champions team gets to work on your application form.
One simple online form Applications accepted 24/7
Sound familiar?
Car needs new tyres before the Monday commute?
One online form, any hour of the day. Cash Champions is in your corner.
Repayments that suit your budget
Repayments can be weekly, fortnightly or monthly, so you can match them to the day your pay lands.
Your details, kept safe
Bank statements are shared through CreditSense with a read-only connection, so nobody can move money from your account.
Why Aussies pick us
Reasons to step into the ring with Cash Champions
We genuinely love helping people sort out life's curveballs. Here's what you get when you apply with us.
One form, zero fuss
Skip the queue at the bank and the stack of printouts. Fill in a single online form from your couch, your car park or your lunch break, on any device, whenever suits you. We take it from there.
A team that goes the distance
Our Melbourne team works hard on every application. We take it from there, so you can get on with your day.
Free to apply
It costs you nothing to apply through Cash Champions, and there's no obligation to take any loan you're offered.
Credit history with a few dents?
Plenty of people have a late payment or two in their past. Your income, regular spending and what the loan is for all form part of the picture, so a less-than-perfect score doesn't have to stop you applying.
The starting line
Who can apply?
Tick these four boxes and you're ready to go.
Live in Australia
Aged 18 or over
Online banking
Regular income
Warm-up
Quick eligibility check
Tap yes or no to see if you're ready to start.
Do you live in Australia?
Are you 18 or older?
Do you use online banking?
Is regular income paid into your bank account?
Answer all four questions to see how you go.
Pick your event
Loans for life's big and little moments
From a $300 windscreen to a $10,000 kitchen makeover, apply for the amount that fits the job.
Online cash loans
A handy boost for whatever's come up, from a busted fridge to moving costs. Apply online whenever it suits you.
Medical and dental loans
Book that dental work, specialist visit or procedure without waiting for the savings jar to fill up.
Holiday loans
Flights, accommodation or a family trip to see the rellies. Lock in the break you've been dreaming about.
Debt consolidation loans
Juggling a few bills at once? Find out how rolling smaller debts into one repayment could make life simpler.
Home renovation loans
New benchtops, a bathroom refresh or that leaking roof. Get the job started and enjoy your home again.
How it works
Three rounds to the finish line
No paperwork marathon, just three straightforward steps.
1
Fill in the form
Choose your amount, tell us a little about yourself and hit submit. It's all online, so you can apply whenever and wherever suits you.
2
Share your statements
Connect your bank through CreditSense for a secure, read-only copy of recent transactions. No scanning, no emailing PDFs.
3
We take it from there
Once your form and statements are in, the Cash Champions team gets to work on your application. That's it from your side.
Quick answers
Questions before you start
Who can apply through Cash Champions?+
You can apply if you're 18 or older, live in Australia, use online banking and have regular income paid into your account. Wages and government benefits both count as income.
How much can I ask for?+
Pick any amount from $300 up to $10,000. The slider at the top of this page shows the range, and you can fine-tune the amount in the application form.
What do I need to have handy?+
Your contact details, some ID such as a driver licence, details of your income and regular expenses, and your online banking login so you can share your bank statements securely.
Can I apply from my phone?+
Absolutely. The application works on phones, tablets and computers, and it's open 24 hours a day, every day of the year.
Got more questions? Our full FAQ covers fees, timing, security and more.
Ready for your title shot?
Applications are open 24 hours a day, 7 days a week. Choose your amount, fill in the form and let's get moving.